# Swept vs Holistic AI

Holistic AI is an AI governance platform. It finds, tests and supervises the models and agents a company runs. Swept does that too, and it's where your people use AI every day, with approved tools and policyholder data checked on every request.

_Reviewed Nov 3, 2026 from 12 public sources._

## The short answer

- **Holistic AI:** Choose it if your main need is finding and testing the AI your teams build, with red teaming and agent oversight, and you have a team to run it.
- **Swept:** Choose it if you also need to see and control how staff use AI: approved tools, policyholder data checked on every request, spend caps by person and a log of every interaction, plus model testing and agent supervision.
- **Switching:** If you already run Holistic AI. Swept can take over the program, or run beside it while you move.

## Where each one sits

A carrier's AI shows up in four places, and Swept covers all four: the AI your people use, agents at work, AI in vendor software, and the models you build, which Swept tests for bias and hallucinations. Holistic AI covers the models and agents you build, and finds AI across cloud, code and vendors.

## Side by side

| Capability | Swept | Holistic AI |
| --- | --- | --- |
| **Keep your data safe** | | |
| Staff use Claude, ChatGPT, Gemini and Copilot, approved and in their native form | Built in: Through a private gateway | Not offered: Governs AI; doesn't provide chat tools [1] |
| Policyholder data stopped before it reaches a model | Built in: Checked on every request | Partly: AI Safeguard filters model inputs and outputs for PII [9] |
| Alerts when vendor software ships new AI | Built in: Including features that arrive in an update | Partly: Discovery covers vendor AI; no new-feature alerts stated [1] |
| **Unshackle the full power of AI** | | |
| Agents that work with your core systems, without rip and replace | Built in: Built and run for you | Oversight only: Supervises your agents; no workflow agents offered [3] |
| **Control costs and optimize ROI** | | |
| Caps and budgets by person and team, metered live | Built in | Agents only: Cost limits on agents, not per person [1] |
| How you pay | On usage, not seats | Not published; quoted after a demo [1] |
| **Governance and supervision** | | |
| Governance mapped to NAIC and state requirements | Built in | Partly: Insurance guidance maps to it; not a listed framework [5] |
| Live inventory of models, agents and AI tools | Built in: Including vendor AI | Built in: Discovery and a registry across cloud, code and SaaS [6] |
| Models and agents tested for bias and hallucinations | Built in: On your own data, before and after release | Built in: Bias, robustness and red team testing [1] |
| Policy enforced at runtime, on every request and agent action | Built in: Plus drift alerts for agents | Built in: Guardian Agents can interrupt or restrict agents [3] |
| Audit-ready log of every AI interaction | Built in: Plus board-ready reporting | AI systems: Audit trails and evidence for governed AI [1] |
| **Avoid vendor lock-in** | | |
| Switch AI providers without rebuilding your rules | Built in: One set of guardrails across providers | Not in the request path: Governs AI; doesn't route it [1] |

## What is Holistic AI?

Holistic AI is an AI governance platform founded in 2020. It finds the AI a company runs across cloud, code and SaaS, tests it for bias, robustness and other risks, maps it to regulations, and uses Guardian Agents to monitor and step in on agents in production. [1]

It governs the AI your teams build and buy. Its public materials don't describe a gateway for staff use of ChatGPT or Claude, and its cost controls apply to agents rather than people. [1]

| Holistic AI at a glance | |
| --- | --- |
| Founded | 2020 [10] |
| Recognition | The only Challenger in the 2026 Gartner Magic Quadrant for AI Governance Platforms [8] |
| Deployment | SaaS on AWS, hosted in the UK or US [4] |
| Pricing | Not published; quoted after a demo [1] |
| Security | SOC 2 Type II and ISO 27001 [4] |
| Insurance | Guidance covers the NAIC Model Bulletin and Colorado SB21-169 [5] |
| Customers | Include MAPFRE, the Spanish insurance group [7] |
| Reviews | 4.2 out of 5 from 14 ratings on Gartner Peer Insights [11] |

## What each does well

### Holistic AI

- Finds AI across cloud, code and SaaS with read-only connectors, shadow AI included. [6]
- Deep testing for bias, robustness and other risks, plus agentic red teaming. [1]
- Guardian Agents watch production agents and can interrupt or restrict them in real time. [3]

### Swept

- Approved access to the AI your people want, with policyholder data checked before it reaches any model.
- Models and agents tested for bias and hallucinations on your own data, before and after release.
- Policy enforced at runtime, on every request and every agent action.
- Spend caps by person and team, and a log of every AI interaction.

## Try one real task: an adjuster drafts a coverage letter from a claim file

**With Holistic AI:** Holistic AI isn't the tool the adjuster types into. If the drafting tool is a model or agent you have registered, Holistic AI tests it, and its Guardian Agents can watch it and step in.

**With Swept:** The adjuster uses Claude or ChatGPT through Swept. Policy numbers and health details are caught before the request leaves your environment, and the draft is logged for review.

## Holistic AI alternatives for insurance carriers

Carriers usually look past Holistic AI for one of two reasons: they need to see and control how staff use generative AI, or they want something a small IT team can run. Most alternatives cover one slice. Swept covers the whole job in one platform.

- **Swept.** Best for: Carriers that want to see and control how staff use AI, with approved tools, policyholder data checked on every request and a log of every interaction, plus model testing and agent supervision in the same platform.
- **[Credo AI](/compare/credo-ai).** Best for: Governance teams that want a formal program record: an AI registry, risk reviews and policy packs mapped to regulations.
- **[Monitaur](/compare/monitaur).** Best for: Model risk teams documenting and validating pricing, underwriting and claims models for examiners.
- **IBM watsonx.governance.** Best for: Large carriers already on IBM that want model lifecycle governance.
- **OneTrust AI Governance.** Best for: Carriers that run privacy and third-party risk in OneTrust and want AI reviews in the same workflow.

## Questions carriers ask

### Is Swept a replacement for Holistic AI?

For most carriers, yes. Swept tests models and agents for bias and hallucinations, keeps the AI inventory and supervises agents. It also gives staff a governed place to use AI, with data and spend controls. If you already run Holistic AI, Swept can run beside it.

### What are the best Holistic AI alternatives for insurance carriers?

It depends on the gap. Swept fits carriers that need staff on approved AI with policyholder data checked on every request, plus model testing and agent supervision. Credo AI fits teams building a formal governance record, Monitaur fits model risk teams, and OneTrust fits carriers that run privacy and vendor risk there.

### Can Holistic AI monitor how employees use ChatGPT or Claude?

It can discover AI tools and models across cloud, code and SaaS, and its AI Safeguard filters model inputs and outputs. Its public materials don't describe a gateway for everyday staff use. Swept puts staff on approved tools through a gateway, checks policyholder data on every request and logs each interaction.

### Is Holistic AI a good fit for a regional carrier with a small IT team?

It can be, if you need deep testing and red teaming and have people to run it. One Gartner Peer Insights reviewer notes some integrations and deployment can be complex, and pricing is quote only. Swept runs in a private cloud set up for your carrier, so a small team isn't building the program.

### Does Holistic AI control AI agents at runtime?

Yes. Its Guardian Agents can monitor agents and interrupt or restrict them, including what they can spend. Swept also enforces policy on every request and agent action, and applies the same controls to people using AI.

### How much does Holistic AI cost?

Holistic AI doesn't publish pricing and quotes after a demo. Swept charges on usage, so you pay for the AI your team actually uses. Ask us for a usage estimate based on your headcount.

### Holistic AI can find shadow AI. Isn't that enough?

Finding it is the first step. Staff still need an approved place to work, with policyholder data checked on every request. Swept gives them that, so the shadow use has somewhere to go.

### Which one helps more with the NAIC Model Bulletin?

Both map to it. Holistic AI inventories and tests AI systems, and its insurance guidance maps to the bulletin. Swept covers both sides the bulletin asks about. It keeps the inventory and test results for your models and agents, and it records how AI is used, by whom and with what data.

## Sources

Public documentation as of Nov 3, 2026. Where something isn't stated, we say so. Holistic AI is a trademark of its owner.

1. [Holistic AI governance platform](https://holisticai.com/ai-governance-platform)
2. [Holistic AI vs other AI governance vendors](https://www.holisticai.com/holistic-ai-vs-other-ai-governance-vendors)
3. [Guardian Agents: architecting AI that governs AI, April 2026](https://www.holisticai.com/blog/guardian-agents-architecting-ai-that-governs-ai)
4. [Holistic AI trust center](https://www.holisticai.com/trust-center)
5. [Holistic AI: AI governance in insurance](https://www.holisticai.com/blog/ai-governance-in-insurance)
6. [Shadow AI discovery: risk scoring, staging and reconciliation](https://www.holisticai.com/blog/shadow-ai-discovery-risk-scoring-staging-reconciliation)
7. [Merca2: MAPFRE tackles AI risk with Holistic AI](https://www.merca2.es/2025/02/23/mapfre-comienza-a-atajar-los-riesgos-asociados-al-uso-de-la-ia-gracias-a-su-alianza-con-holistic-ai-2147953/)
8. [Holistic AI named the only Challenger, 2026 Gartner Magic Quadrant for AI Governance Platforms](https://www.holisticai.com/blog/holistic-ai-recognized-gartner-magic-quadrant-ai-governance-platforms)
9. [Holistic AI Safeguard on Azure Marketplace, Sept 2024](https://holisticai.com/news/holistic-ai-safeguard-available-on-azure-marketplace)
10. [Holistic AI named a Gartner Cool Vendor for AI Security, Nov 2024](https://www.businesswire.com/news/home/20241107026130/en/Holistic-AI-Named-a-Cool-Vendor-for-AI-Security-by-Gartner-%C2%AE)
11. [Holistic AI reviews, Gartner Peer Insights](https://www.gartner.com/reviews/product/holistic-ai-1391980002)
12. [Holistic AI for insurance](https://holisticai.com/industry/insurance)

## See Swept next to what you run today

→ [Talk to us](/contact)