Swept vs Microsoft 365 Copilot

Copilot is Microsoft's assistant inside Word, Excel, Outlook and Teams. Swept puts every approved model, Copilot included, behind one set of guardrails, so staff can pick the right tool for the job and the rules stay the same.

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Reviewed Oct 19, 2026 from 13 public sources

Where each one sits

A carrier's AI shows up in four places. Copilot governs two of them well when the work stays inside Microsoft 365: staff use and agents. Swept covers those across every approved model, plus the AI your vendors ship.

Side by side

Capability	Swept	Microsoft 365 Copilot
Approved access to Claude, ChatGPT, Gemini and Copilot	Swept Built inThrough a private gateway	Microsoft 365 Copilot PartlyAdds Anthropic models in some features; no ChatGPT or Gemini³
Policyholder data stopped before it reaches a model	Swept Built inChecked on every request	Microsoft 365 Copilot PartlyPurview DLP blocks sensitive prompts; uploaded files aren't scanned⁵
Spend caps by person and department	Swept Built in	Microsoft 365 Copilot PartlySeats are a flat fee; budgets apply to pay-as-you-go use⁸
Workflow agents for claims and underwriting	Swept Built inBuilt and run for you	Microsoft 365 Copilot Built inBuild agents in Copilot Studio⁹
Inventory of models and AI use	Swept Built inApproved tools, agents and vendor AI	Microsoft 365 Copilot Add-onAgent registry in Agent 365, licensed per user¹⁰
Mapped to the NAIC Model Bulletin	Swept Built in	Microsoft 365 Copilot Not statedNo NAIC mapping in public materials
Audit log of AI activity	Swept Every interaction	Microsoft 365 Copilot Built inCopilot activity logged in Purview Audit⁶
Pricing	SweptUsage-based, with caps by person and department	Microsoft 365 Copilot$30 per user per month on an annual commitment, plus a Microsoft 365 plan¹

Built inPartly or add-onNot offered or not stated

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What each does well

Microsoft 365 Copilot

Works inside Word, Excel, PowerPoint, Outlook and Teams, where most staff already spend the day.¹
Only surfaces data each person already has permission to see.²
Purview DLP and sensitivity labels can keep sensitive prompts and labeled files out of responses.⁵

Swept

The AI tools your people already want, in their native form.
Policyholder data checked on every request, before it reaches any model.
Claims and underwriting agents built and run for you, with human sign-off.

Try one real task: an adjuster drafts a coverage letter from a claim file

With Microsoft 365 Copilot

The adjuster asks Copilot in Outlook to draft the letter from claim files they can already open. If Purview DLP is set to enforce, a prompt with a Social Security number gets no response.

With Swept

The adjuster uses Claude or ChatGPT through Swept. Policy numbers and health details are caught before the request leaves your environment, and the draft is logged for review.

Questions carriers ask

Is Swept a replacement for Microsoft 365 Copilot?

Usually not. Copilot works inside your Microsoft 365 apps and files. Swept can run Copilot as one approved tool and add Claude, ChatGPT and Gemini beside it, with the same data rules and audit log for all of them.

Copilot already offers Claude. Why add Swept?

Copilot uses Anthropic models in some features, such as Researcher and Copilot Studio. It doesn't include ChatGPT or Gemini. Microsoft also turns Anthropic models on by default for most commercial tenants, so check your admin settings either way.

Can Purview do the same data checks?

For Copilot, much of it. Purview DLP can block prompts with sensitive data and keep labeled files out of responses. It doesn't scan files uploaded into a prompt. Swept checks every request to every approved model.

Sources

Public documentation as of Oct 19, 2026. Where something isn't stated, we say so. Microsoft 365 Copilot is a trademark of its owner.

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Swept vs Microsoft Copilot Studio